Maintaining a good credit score is a goal for many of us. It is because credit reports are directly influenced by our financial decisions that directly impact our lives. Whether getting a loan [...]

When you decide to look for a mortgage lender, you need to locate one which has the lowest rates and is likely to make you a loan. Also, you might want to make sure they haven’t tightened [...]

Although it is possible to live with bad credit, you will really have a hard time. Bad credit makes many things expensive, difficult and in some cases impossible. For instance, if you are a [...]

As a business owner, you’re probably aware that your business credit score is one of the most important factors when it comes to getting capital to support or grow your business. Having a [...]

Are you having a 620 credit score and desiring to purchase a home? If so, the various inevitable tips covered in this write- up will certainly be vital to your needs. Basically, according to [...]

The debt ratio is the difference between the amount of debt you have charged versus the amount of money the credit card has authorized for you to use, or your credit limit. The difference is your [...]

Your name Your Social Security number Your address (and any previous addresses) Your current and past loan information Your public record information (court judgments, bankruptcies, liens) A list [...]